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      Formação Profissional 
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      <a href="#" target="_blank">
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      </td>
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  <!--[if (!mso)&(!IE)]><!--></div><!--<![endif]-->
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    <!-- INÍCIO DO CÓDIGO DO BLOCO DE CONTEÚDO PARA COPIAR -->
<table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%" style="background-color:#ffffff; max-width:600px; margin:0 auto;">

  <!-- BANNER HERO -->
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                <td style="width:24px; border-top: 2px solid #22b6ea; font-size:0; line-height:0;"></td>
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            <p style="margin:0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:10px;letter-spacing:3px;text-transform:uppercase;color:#22b6ea;font-weight:bold;mso-line-height-rule:exactly;line-height:16px;">
              Última Chamada &middot; Prazo a terminar
            </p>
          </td>
        </tr>
      </table>

      <!-- HEADLINE -->
      <h1 class="top-h" style="margin:0 0 20px 0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:28px;font-weight:900;color:#ffffff;line-height:1.25;letter-spacing:-0.5px;mso-line-height-rule:exactly;">
        O relógio está a contar: <br>
        <span style="color:#22b6ea;">o prazo para o seu saldo FCT termina no final do ano.</span>
      </h1>

      <!-- DIVIDER -->
      <table role="presentation" border="0" cellpadding="0" cellspacing="0" style="margin-bottom:20px;">
        <tr>
          <td width="36" style="width:36px; border-top: 2px solid #22b6ea; font-size:0; line-height:0;"></td>
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      <!-- SUBTEXT -->
      <p style="margin:0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:14px;color:#c6d3e2;line-height:1.7;mso-line-height-rule:exactly;">
        O período transitório para utilizar o montante do Fundo de Compensação do Trabalho termina a <strong style="color:#ffffff;">31 de dezembro de 2026</strong>. A sua empresa não deve deixar este dinheiro na mesa.
      </p>

    </td>
  </tr>

  <!-- URGENCY BAR -->
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      <p style="margin:0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:13px;font-weight:bold;color:#060a46;line-height:1.5;mso-line-height-rule:exactly;">
        Faltam apenas alguns meses. Após esta data, não será possível resgatar o seu saldo.
      </p>
    </td>
  </tr>

  <!-- BODY CONTENT -->
  <tr>
    <td class="content-pad" style="padding:40px 48px 36px;background-color:#ffffff;mso-padding-alt:40px 48px 36px;">

      <p style="margin:0 0 20px 0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:15px;line-height:1.8;color:#475569;mso-line-height-rule:exactly;">
        Se a sua empresa ainda não mobilizou o FCT, a oportunidade está prestes a expirar. Perder este prazo significa abdicar de fundos que <strong>já saíram da sua tesouraria no passado</strong>.
      </p>

      <p style="margin:0 0 28px 0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:15px;line-height:1.8;color:#475569;mso-line-height-rule:exactly;">
        A excelente notícia é que pode usar este valor retido para <strong style="color:#0f172a;">financiar a formação obrigatória</strong> da sua equipa (exigida pelo Código do Trabalho), sem qualquer impacto extra no seu orçamento anual.
      </p>

      <!-- HIGHLIGHT BOX -->
      <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%" style="margin-bottom:32px;">
        <tr>
          <td width="3" bgcolor="#22b6ea" style="width:3px;background-color:#22b6ea;border-radius:3px;font-size:1px;line-height:1px;">&nbsp;</td>
          <td bgcolor="#f0f9ff" style="background-color:#f0f9ff;padding:18px 20px;border-radius:0 6px 6px 0;mso-padding-alt:18px 20px;">
            <p style="margin:0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:14px;color:#0c4a6e;line-height:1.7;mso-line-height-rule:exactly;">
              <strong style="color:#075985;">Não deixe o processo para a última hora.</strong><br>
              Desde o apuramento exato do saldo até à estruturação e execução de um plano de formação certificado à medida, nós acompanhamos tudo de forma rápida e sem burocracias.
            </p>
          </td>
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                Ver todas as informações no site &rarr;
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              Ver todas as informações no site &rarr;
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      <!-- Secondary info -->
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        <tr>
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            <p style="margin:0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:13px;color:#94a3b8;line-height:1.6;mso-line-height-rule:exactly;">
              Prefere tratar do assunto já? <strong>Basta responder diretamente a este e-mail.</strong>
            </p>
          </td>
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      <!-- TRANSITION TITLE -->
      <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%">
        <tr>
          <td align="center" style="border-top:1px solid #f1f5f9; padding-top:32px;">
            <h2 style="margin:0;padding:0;font-family:Arial,Helvetica,sans-serif;font-size:18px;font-weight:bold;color:#060a46;line-height:1.3;mso-line-height-rule:exactly;">
              Conheça as nossas soluções formativas:
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<!-- FIM DO CÓDIGO DO BLOCO DE CONTEÚDO PARA COPIAR -->
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                        <!-- CARD 1: PACK DE FORMAÇÃO 40H -->
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                                        <h3 style="margin: 0; font-family: Arial, sans-serif; font-size: 15px; font-weight: 600; color: #ffffff;">PACK DE FORMAÇÃO 40H</h3>
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                                            Cumpra as 40h de formação anuais obrigatórias por lei e valorize a sua equipa.
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                                            Soluções de formação personalizadas, online ou presenciais, com diagnóstico gratuito.
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                            <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="100%" style="border: 1px solid #dddddd; border-radius: 8px;">
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                                        <h3 style="margin: 0; font-family: Arial, sans-serif; font-size: 15px; font-weight: 600; color: #ffffff;">FUNDOS DE COMPENSAÇÃO</h3>
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                                            Financie a formação dos seus colaboradores a custo zero, utilizando os saldos dos Fundos de Compensação (FCT).
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